The Resource Financing Without Bank Loans : New Alternatives for Funding SMEs in China
Financing Without Bank Loans : New Alternatives for Funding SMEs in China
- Language
- eng
- Extent
- 1 online resource (183 pages)
- Contents
-
- Preface -- Acknowledgments -- Contents -- 1 Funding for "The Leftover Eighty Percent"-Micro and Small Loans for SMEs -- 1.1 The Birth and Growth of Micro Loans in China -- 1.2 What Drives the Cash Flow of Microloan Firms? -- 1.3 The Risks Pertaining to Microloans -- 1.3.1 The Issue of Business Sustainability -- 1.3.2 The Risk of Higher Financing Cost -- 1.3.3 The Risk of Illegal Fund Collection -- 1.3.4 The Risk of Default -- 1.3.5 The Risk of Internal Control -- 1.3.6 The Risk of Company Control -- 1.3.7 The Risk of Business Transfer -- 1.4 Some Front Runners of the Microloan Industry -- 1.4.1 Ali Microloan-A Growing Shark in the Banking Industry? -- 1.4.2 A Front Runner of Microloan Business-ZD Credit -- 1.5 The Future Development of Microloan Industry -- Reference -- 2 Can "Guaranty" Be Guaranteed?-SME Loan Guaranties -- 2.1 What Is a Financial Guaranty? -- 2.2 A Glance at Financial Guaranty Industry in China -- 2.3 The Business Model of Financial Guaranty -- 2.4 The Shepard of the Chinese Guaranty Industry-Shenzhen HTI Corp -- 2.4.1 BYD, the Warren Buffet Favorite -- 2.4.2 SINOVAC Biotech, Ltd -- 2.4.3 Shenzhen Terca Technology, Ltd -- 2.4.4 Hans Laser -- 2.4.5 Shenzhen HYT -- 2.5 The Future of Guaranty Industry in China -- References -- 3 Is Three Better Than One?-Mutually Guaranty Loans -- 3.1 The Definition of Mutual Guaranty Loans -- 3.2 The Procedure of Mutual Guaranty Loans -- 3.3 The Business Model of Mutual Guaranty Loans -- 3.4 Some Cases of Mutual Guaranty Loans -- 3.4.1 China Construction Bank (CCB): Mutual Assistance Loans -- 3.4.2 China Minsheng Bank -- 3.4.3 Huaxia Bank -- 3.4.4 Bank of Communication -- 3.4.5 PingAn Bank -- 3.5 The Future Development of Mutual Guaranty Loans in China -- 4 Targeting Sophisticated Investors-Private Placement Bond -- 4.1 The Basic Features of Private Placement Bonds
- 4.2 The Development of PPB in China -- 4.3 The Features of Private Placement Bonds -- 4.4 A PPB Case Study: Private Bonds Issued by Deqing Shenghua Microloan Firm -- 4.4.1 Innovation in the Risk Control of PPBs -- 4.4.2 The Impact of the Deqing PPB Issuance -- 4.5 The Future Development of Private Placement Bonds -- 5 The New Membership of Loan Club-P2P Online Lending -- 5.1 The History of P2P Online Lending in China: Born in Britain, Grow up in China -- 5.2 The Business Models of P2P Online Lending -- 5.2.1 The Major Models in Western Countries -- 5.2.2 The Business Model and Operating Procedures in China -- 5.3 The Risks in Online Lending -- 5.4 Some Representative P2P Online Lending Cases in China -- 5.5 The Prospect of P2P in China: A Long and Winding Road -- References -- 6 Turn Movables to Liquidity-The Chattel Mortgage Loans -- 6.1 What Is Chattel Mortgage -- 6.2 The Development of Chattel Mortgage in and outside China -- 6.3 The Benefits and Risks of Chattel Mortgage -- 6.4 Some Notable Cases of Chattel Mortgage in China -- 6.4.1 The Chattel Mortgage Warehousing Model: Zhejiang Yongjin Shareholding Co -- 6.4.2 The Hedged Chattel Mortgage Model: Xingye Bank -- 6.4.3 New Solution for Asymmetric Information: Shanghai Banking Industrial Chattel Mortgage Information Platform -- 6.5 The Prosperous Future of Chattel Mortgage in China -- References -- 7 Enjoy "Free Rides" with the "Core Firms"-Supply Chain Financing -- 7.1 Definition and Development of Supply Chain Finance -- 7.2 The Basic Model of Supply Chain Finance in China -- 7.2.1 The Offline 1 + N Model -- 7.2.2 The Online N + N Model: A Decentralized Network-Based Platform Ecological System -- 7.3 Risk Control -- 7.4 A Case Study on Supply Chain Finance: YINHU.COM -- 7.4.1 An Innovative Business Model -- 7.4.2 Risk Control -- 7.4.3 Yinhu's Development Prospects
- 7.5 Future Development of Supply Chain Finance in China -- Reference -- 8 An Alternative Link Connecting Industry with Finance-Financial Leasing -- 8.1 The Definition and Development of Financial Leasing -- 8.2 How Financial Leasing Model Works? -- 8.3 Profit and Risk Under Financial Leasing Model -- 8.4 Why Financial Leasing Is a Good Choice-A Case Study of CMC Magnetics -- 8.4.1 Industrial Background of CMC Magnetics -- 8.4.2 Why Financial Leasing Was Chosen? -- 8.4.3 The Implications -- 8.5 Financial Leasing in China: A Market of Three Trillions -- 9 Getting "Patient Capital" for Firms in "Infancy and Childhood"-Venture Capital Financing -- 9.1 What Is Venture Capital? -- 9.2 Venture Capital Investment in China -- 9.3 The Procedure of Venture Capital Investment in China -- 9.3.1 Exploring Investment Opportunities and Selecting Investment Projects -- 9.3.2 Evaluation -- 9.3.3 Term Negotiation -- 9.3.4 Fund Transfer into the Venture -- 9.3.5 Rock and Roll -- 9.3.6 Exit Strategy -- 9.4 The Influence of Venture Capitalists on the Venture -- 9.5 The Challenges Facing Venture Capital in China -- 9.6 Some Case Studies of VC Investments -- 9.7 The Future Development of Venture Capital in China -- 10 All Roads Lead to Rome-Reverse Merger Financing -- 10.1 Why Take a Back Door?-The Motivations for Reverse Merger -- 10.2 No Free Lunch-The Cost and Risk of Reverse Merger -- 10.3 A Successful Reverse Merger Case in A-Share Market -- 10.4 How Far Could Reverse Merger Go in China in the Future? -- References -- 11 An Equity Market for SME Start-Ups-New Third Board -- 11.1 What Is New Third Board? -- 11.2 What Are New About the NEEQ? -- 11.3 What Did the New Third Board Bring to MSME? -- 11.4 What Did the New Third Board Bring to the Early-Stage Investors -- 11.5 The New Third Board: Issues and Risks -- 11.6 JD Capital: A Case Study of NEEQ Listing Firm
- 11.6.1 JD Capital-"Listing Workshop" of SMEs -- 11.6.2 Why JD Capital Chose to Be Quoted on the NEEQ? -- 11.6.3 JD's Innovative Solutions of Listing on the NEEQ -- 11.7 The Future Development of the New Third Board -- 12 "Born to Serve the Small": Crowdfunding for SMEs -- 12.1 What Is Crowdfunding? -- 12.2 Crowdfunding in China -- 12.3 The Business Model of Crowdfunding -- 12.4 Crowdfunding Case Studies -- 12.4.1 An Equity Crowdfunding Platform: Zhongtou8 -- 12.4.2 A Rewards-Based Crowdfunding Platform: Taobao Crowdfunding -- 12.4.3 Charity Crowdfunding: Tenent's Charity (LeJuan) -- 12.5 The Future of the Crowdfunding Sector in China -- Reference -- 13 Inclusive Enough for "Neglected 80 Percent"?-Small Business Loans by Large State-Owned Commercial Banks -- 13.1 Changing from Financing "20 %" to "80 %"? -- 13.2 Loan Products for SMEs -- 13.2.1 Working Capital Loans -- 13.2.2 Credit Line Loans and Online Lending -- 13.2.3 Collective Loans -- 13.2.4 Trade Credit and Factoring -- 13.2.5 Asset-Backed Loans -- 13.2.6 Special Purpose Loans -- 13.2.7 Account Overdraw -- 13.2.8 Micro and Small Loans -- 13.2.9 Online Banking Products -- 13.2.10 The E-Debit Card -- 13.2.11 Insurance-Backed Loans -- 13.2.12 One-Stop-Shopping and Supply Chain Financing-Zhan Ye Tong -- 13.2.13 Start-up Loans-Chuangye Yi Zhan Tong -- 13.2.14 Down-Payment Loans for Purchasing Fixed Assets -- 13.2.15 Loans Backed by Intellectual Property Rights -- 13.2.16 Loans that Require a Risk Fund Pool-Hu Zhu Tong Bao -- 13.2.17 SME Loans Issued by Tax Payment Records-Shui Kuan Tong Bao -- 13.2.18 The Mezzanine Financing Product-Zhan Ye Tong Bao -- 13.3 What's Next? -- Reference
- Isbn
- 9789811009013
- Label
- Financing Without Bank Loans : New Alternatives for Funding SMEs in China
- Title
- Financing Without Bank Loans
- Title remainder
- New Alternatives for Funding SMEs in China
- Language
- eng
- Cataloging source
- MiAaPQ
- Literary form
- non fiction
- Nature of contents
- dictionaries
- Label
- Financing Without Bank Loans : New Alternatives for Funding SMEs in China
- Link
- http://libproxy.rpi.edu/login?url=https://ebookcentral.proquest.com/lib/rpi/detail.action?docID=4509046
- Carrier category
- online resource
- Carrier category code
- cr
- Carrier MARC source
- rdacarrier
- Color
- multicolored
- Content category
- text
- Content type code
- txt
- Content type MARC source
- rdacontent
- Contents
-
- Preface -- Acknowledgments -- Contents -- 1 Funding for "The Leftover Eighty Percent"-Micro and Small Loans for SMEs -- 1.1 The Birth and Growth of Micro Loans in China -- 1.2 What Drives the Cash Flow of Microloan Firms? -- 1.3 The Risks Pertaining to Microloans -- 1.3.1 The Issue of Business Sustainability -- 1.3.2 The Risk of Higher Financing Cost -- 1.3.3 The Risk of Illegal Fund Collection -- 1.3.4 The Risk of Default -- 1.3.5 The Risk of Internal Control -- 1.3.6 The Risk of Company Control -- 1.3.7 The Risk of Business Transfer -- 1.4 Some Front Runners of the Microloan Industry -- 1.4.1 Ali Microloan-A Growing Shark in the Banking Industry? -- 1.4.2 A Front Runner of Microloan Business-ZD Credit -- 1.5 The Future Development of Microloan Industry -- Reference -- 2 Can "Guaranty" Be Guaranteed?-SME Loan Guaranties -- 2.1 What Is a Financial Guaranty? -- 2.2 A Glance at Financial Guaranty Industry in China -- 2.3 The Business Model of Financial Guaranty -- 2.4 The Shepard of the Chinese Guaranty Industry-Shenzhen HTI Corp -- 2.4.1 BYD, the Warren Buffet Favorite -- 2.4.2 SINOVAC Biotech, Ltd -- 2.4.3 Shenzhen Terca Technology, Ltd -- 2.4.4 Hans Laser -- 2.4.5 Shenzhen HYT -- 2.5 The Future of Guaranty Industry in China -- References -- 3 Is Three Better Than One?-Mutually Guaranty Loans -- 3.1 The Definition of Mutual Guaranty Loans -- 3.2 The Procedure of Mutual Guaranty Loans -- 3.3 The Business Model of Mutual Guaranty Loans -- 3.4 Some Cases of Mutual Guaranty Loans -- 3.4.1 China Construction Bank (CCB): Mutual Assistance Loans -- 3.4.2 China Minsheng Bank -- 3.4.3 Huaxia Bank -- 3.4.4 Bank of Communication -- 3.4.5 PingAn Bank -- 3.5 The Future Development of Mutual Guaranty Loans in China -- 4 Targeting Sophisticated Investors-Private Placement Bond -- 4.1 The Basic Features of Private Placement Bonds
- 4.2 The Development of PPB in China -- 4.3 The Features of Private Placement Bonds -- 4.4 A PPB Case Study: Private Bonds Issued by Deqing Shenghua Microloan Firm -- 4.4.1 Innovation in the Risk Control of PPBs -- 4.4.2 The Impact of the Deqing PPB Issuance -- 4.5 The Future Development of Private Placement Bonds -- 5 The New Membership of Loan Club-P2P Online Lending -- 5.1 The History of P2P Online Lending in China: Born in Britain, Grow up in China -- 5.2 The Business Models of P2P Online Lending -- 5.2.1 The Major Models in Western Countries -- 5.2.2 The Business Model and Operating Procedures in China -- 5.3 The Risks in Online Lending -- 5.4 Some Representative P2P Online Lending Cases in China -- 5.5 The Prospect of P2P in China: A Long and Winding Road -- References -- 6 Turn Movables to Liquidity-The Chattel Mortgage Loans -- 6.1 What Is Chattel Mortgage -- 6.2 The Development of Chattel Mortgage in and outside China -- 6.3 The Benefits and Risks of Chattel Mortgage -- 6.4 Some Notable Cases of Chattel Mortgage in China -- 6.4.1 The Chattel Mortgage Warehousing Model: Zhejiang Yongjin Shareholding Co -- 6.4.2 The Hedged Chattel Mortgage Model: Xingye Bank -- 6.4.3 New Solution for Asymmetric Information: Shanghai Banking Industrial Chattel Mortgage Information Platform -- 6.5 The Prosperous Future of Chattel Mortgage in China -- References -- 7 Enjoy "Free Rides" with the "Core Firms"-Supply Chain Financing -- 7.1 Definition and Development of Supply Chain Finance -- 7.2 The Basic Model of Supply Chain Finance in China -- 7.2.1 The Offline 1 + N Model -- 7.2.2 The Online N + N Model: A Decentralized Network-Based Platform Ecological System -- 7.3 Risk Control -- 7.4 A Case Study on Supply Chain Finance: YINHU.COM -- 7.4.1 An Innovative Business Model -- 7.4.2 Risk Control -- 7.4.3 Yinhu's Development Prospects
- 7.5 Future Development of Supply Chain Finance in China -- Reference -- 8 An Alternative Link Connecting Industry with Finance-Financial Leasing -- 8.1 The Definition and Development of Financial Leasing -- 8.2 How Financial Leasing Model Works? -- 8.3 Profit and Risk Under Financial Leasing Model -- 8.4 Why Financial Leasing Is a Good Choice-A Case Study of CMC Magnetics -- 8.4.1 Industrial Background of CMC Magnetics -- 8.4.2 Why Financial Leasing Was Chosen? -- 8.4.3 The Implications -- 8.5 Financial Leasing in China: A Market of Three Trillions -- 9 Getting "Patient Capital" for Firms in "Infancy and Childhood"-Venture Capital Financing -- 9.1 What Is Venture Capital? -- 9.2 Venture Capital Investment in China -- 9.3 The Procedure of Venture Capital Investment in China -- 9.3.1 Exploring Investment Opportunities and Selecting Investment Projects -- 9.3.2 Evaluation -- 9.3.3 Term Negotiation -- 9.3.4 Fund Transfer into the Venture -- 9.3.5 Rock and Roll -- 9.3.6 Exit Strategy -- 9.4 The Influence of Venture Capitalists on the Venture -- 9.5 The Challenges Facing Venture Capital in China -- 9.6 Some Case Studies of VC Investments -- 9.7 The Future Development of Venture Capital in China -- 10 All Roads Lead to Rome-Reverse Merger Financing -- 10.1 Why Take a Back Door?-The Motivations for Reverse Merger -- 10.2 No Free Lunch-The Cost and Risk of Reverse Merger -- 10.3 A Successful Reverse Merger Case in A-Share Market -- 10.4 How Far Could Reverse Merger Go in China in the Future? -- References -- 11 An Equity Market for SME Start-Ups-New Third Board -- 11.1 What Is New Third Board? -- 11.2 What Are New About the NEEQ? -- 11.3 What Did the New Third Board Bring to MSME? -- 11.4 What Did the New Third Board Bring to the Early-Stage Investors -- 11.5 The New Third Board: Issues and Risks -- 11.6 JD Capital: A Case Study of NEEQ Listing Firm
- 11.6.1 JD Capital-"Listing Workshop" of SMEs -- 11.6.2 Why JD Capital Chose to Be Quoted on the NEEQ? -- 11.6.3 JD's Innovative Solutions of Listing on the NEEQ -- 11.7 The Future Development of the New Third Board -- 12 "Born to Serve the Small": Crowdfunding for SMEs -- 12.1 What Is Crowdfunding? -- 12.2 Crowdfunding in China -- 12.3 The Business Model of Crowdfunding -- 12.4 Crowdfunding Case Studies -- 12.4.1 An Equity Crowdfunding Platform: Zhongtou8 -- 12.4.2 A Rewards-Based Crowdfunding Platform: Taobao Crowdfunding -- 12.4.3 Charity Crowdfunding: Tenent's Charity (LeJuan) -- 12.5 The Future of the Crowdfunding Sector in China -- Reference -- 13 Inclusive Enough for "Neglected 80 Percent"?-Small Business Loans by Large State-Owned Commercial Banks -- 13.1 Changing from Financing "20 %" to "80 %"? -- 13.2 Loan Products for SMEs -- 13.2.1 Working Capital Loans -- 13.2.2 Credit Line Loans and Online Lending -- 13.2.3 Collective Loans -- 13.2.4 Trade Credit and Factoring -- 13.2.5 Asset-Backed Loans -- 13.2.6 Special Purpose Loans -- 13.2.7 Account Overdraw -- 13.2.8 Micro and Small Loans -- 13.2.9 Online Banking Products -- 13.2.10 The E-Debit Card -- 13.2.11 Insurance-Backed Loans -- 13.2.12 One-Stop-Shopping and Supply Chain Financing-Zhan Ye Tong -- 13.2.13 Start-up Loans-Chuangye Yi Zhan Tong -- 13.2.14 Down-Payment Loans for Purchasing Fixed Assets -- 13.2.15 Loans Backed by Intellectual Property Rights -- 13.2.16 Loans that Require a Risk Fund Pool-Hu Zhu Tong Bao -- 13.2.17 SME Loans Issued by Tax Payment Records-Shui Kuan Tong Bao -- 13.2.18 The Mezzanine Financing Product-Zhan Ye Tong Bao -- 13.3 What's Next? -- Reference
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<div class="citation" vocab="http://schema.org/"><i class="fa fa-external-link-square fa-fw"></i> Data from <span resource="http://link.lib.rpi.edu/portal/Financing-Without-Bank-Loans--New-Alternatives/6zc8XNp7Z6I/" typeof="WorkExample http://bibfra.me/vocab/lite/Item"><span property="name http://bibfra.me/vocab/lite/label"><a href="http://link.lib.rpi.edu/portal/Financing-Without-Bank-Loans--New-Alternatives/6zc8XNp7Z6I/">Financing Without Bank Loans : New Alternatives for Funding SMEs in China</a></span> - <span property="offers" typeOf="Offer"><span property="offeredBy" typeof="Library ll:Library" resource="http://link.lib.rpi.edu/"><span property="name http://bibfra.me/vocab/lite/label"><a property="url" href="http://link.lib.rpi.edu/">Rensselaer Libraries</a></span></span></span></span></div>